The Lisa's Vine

You can order a free copy of your credit report from each of the three major credit-reporting agencies — Experian, Equifax and TransUnion — through AnnualCreditReport. You’ll want to look at all three, as one or more may have an error. If you do see errors on your credit reports, take steps to fix them immediately and be prepared to explain these to your prospective landlord. It will take some time, but could potentially improve your credit and make it easier to get your dream apartment. 4. Provide a reference letter If you’re worried about how to get an apartment with bad credit, it may be a good idea to provide references. If you’ve consistently paid your rent on time and in full in the past, it’s a good sign that you’re going to keep doing so in the future. If you can get a recommendation from one or more of your old landlords or property managers attesting to your positive history, it’s a strong case that you’ll be good for the money. 5. Get a co-signer or...

The way Smartphone usage is increasing it is pretty inevitable to feel incomplete about it. Devices are becoming intelligent and even before we start using all the functions of a mobile phone, the new phone gets launched in the market. Phones have become high tech and these are not used just for personal things, but even for various office or career-related tasks. Indeed, a Smartphone is a mere necessity, but because of bad credit getting a phone contract in the UK is not easy.  If you are also seeking a phone contract, but worry about your bad credit rating then do not be disappointed. Yes, there are  mobiles for bad credit  and you can get it too. There are some suitable deals which will not just meet your needs or budget but will suit your financial circumstances as well. Let’s take a closer look at how it is possible. Mobile Phone Buying Guide Without Credit Card If you have a bad credit score you probably know it. For getting  mobile phones on contract b...