The Lisa's Vine

  Mobile phones bought individually can be expensive and therefore many UK residents choose mobile phone contracts. Finding a mobile phone contract can be perplexing and sometimes you even need to pay a deposit to get a contract phone. This depends on your credit rating also. If you have a bad credit rating then your application can be rejected for contract phones or you may be asked to pay a hefty deposit. Still, many mobile phone contract companies offer  no deposit mobile phones , but you need to commit to regular payments for 18 or 24 months depending on the length of the contract you have signed for. If you are finding it challenging to get a mobile phone contract then here are a few things to consider. When you are turned down by a company for a mobile phone contract you may ask why my contract application is rejected? The reason is, your credit report has been checked by the provider, and you are considered a high-risk customer who may not be able to keep up with the mo...

  Do you know your credit history affects your chances of getting a contract phone? If you have poor or bad credit history then it can be difficult to get a phone on a plan, but it doesn’t mean you will never qualify for a Smartphone. Here we will discuss 10 misconceptions about bad credit and mobile phone contracts. When you are  buying a mobile phone contract  you may think I have cleared my debts now so these won’t show at present if the credit check is executed. It is a myth.  Your past debts are on the report for at least 6 years. If there have been Iva’s and bankruptcies then it will show. The current way of paying your bills on time and clearing the debts are counted but past debts do impact your credit report and scores. If you have never used credit in the past it is not easy for the lenders to judge your paying ability. They cannot say whether you are reliable or not and this means they can refuse to give  mobile phone contracts  to such...

  It is a constant struggle for UK residents to get a phone contract because of poor credit scores. A rough financial period and accumulation of debts on the credit report are recorded by the credit reference agencies. Due to this many UK residents are not entertained by the network providers. They either reject their application for a contract phone or ask for a very high deposit. Your hope of getting a new phone contract can be fulfilled if you keep the following tips in mind to choose contract mobile phones for bad credit and it doesn’t matter whether you want to buy an expensive phone or seeking something at a low price. It is possible but then there are a few things which you need to take care of and you can get a good deal. You can even compare the deals and choose the one that suits you in spite of bad credit. So here are the tips: Compare the phones to choose the best:  When you are looking for  contract phones online  try to find a handset that can be accept...

  The residents of the UK should apply for  contract phones online . The reason being there are phone contracts for people who have poor credit. Yes, there are many companies out there who are ready to accept the application of people even if their credit score is not up to the mark. Many can get a no deposit phone and that too a latest Smartphone in spite of poor credit. Well, to understand this, there are 3 important things to implement. Checking the credit history is very important if people are not aware why they have been refused for a phone contract. Once they check the credit history they can understand why a phone provider has turned down their contract. The rejection reasons will become clearer and checking information on how to improve the credit score can help greatly. If there is no good reason for a rejection then one must confirm the items listed on the credit reports. The reports should be requested from three main CRA’s (Credit Reference Agencies) Equifax, Tran...