How To Deal With Mobile Phone Contract Online Rejection

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Mobile phones bought individually can be expensive and therefore many UK residents choose mobile phone contracts. Finding a mobile phone contract can be perplexing and sometimes you even need to pay a deposit to get a contract phone. This depends on your credit rating also. If you have a bad credit rating then your application can be rejected for contract phones or you may be asked to pay a hefty deposit. Still, many mobile phone contract companies offer no deposit mobile phones, but you need to commit to regular payments for 18 or 24 months depending on the length of the contract you have signed for.

If you are finding it challenging to get a mobile phone contract then here are a few things to consider.

When you are turned down by a company for a mobile phone contract you may ask why my contract application is rejected? The reason is, your credit report has been checked by the provider, and you are considered a high-risk customer who may not be able to keep up with the monthly payments.

Things you can do on rejection

If you have a bad credit rating then avoid applying for a contract phone because every provider will run a credit check and reject your application. This will show on your credit file that you have applied for several contract phones and were rejected by the provider. It will impact your ability to get credit in the future.

The best thing is you can still get a phone with a bad credit rating. Let’s see how you can get it:

● Pay upfront: 

Paying a deposit upfront can help you get a mobile phone contract. This is done so the network provider can offset any risk in case you fail to make payments. The deposit amount will vary depending on the credit status, provider, and the deal you want. In most cases, you get the deposit back if you are making payments consistently. The time may range from 3 to 12 months.

● SIM-only tariff: 

If you can buy a handset upfront or have an old phone then you can choose a SIM-only deal. These deals are cheap because you do not have to pay for a handset, unlike contract phones. The provider will still run a credit check but the chances of being accepted are greater because the payment for these contracts is low and there is less risk for the provider. SIM-only deals are ideal for those who want to showcase themselves as a responsible customer who pays bills on time. It is also great for boosting your score over time.

● Pay As You Go deal: 

If you need a phone for occasional use then pay as you go deal will suit you. You just need a handset and you will pay for the credit when you need to use the phone. There is no credit check and you do not have to commit to a contract.

● A bad credit contract: 

There are a few companies that offer contract mobile phones for bad credit and you can speak with an adviser in a mobile phone store or do an online search. However, in this case, the monthly payments may be a little high and you may get a mediocre phone model.

Read More: http://www.worldinforms.com/2020/12/mobile-phone-contract-online-rejection.html

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